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LIC

LIC’s Jan Suraksha

LIC’s Jan Suraksha provides affordable life protection and financial security, helping families stay protected against life’s uncertainties.

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The essentials

Your plan at a glance

Min. sum assured
100000
Policy term
12-20 years
Entry age
18 to 55
Premium payment
Online , Offline

Plan Overview

LIC’s Jan Suraksha is a Non-Par, Non-Linked Individual Savings Life Micro Insurance Plan designed to provide life protection along with guaranteed savings. It offers Guaranteed Additions throughout the policy term, a maturity benefit, and a policy loan facility.

Reliable Life Protection
Guaranteed Savings
Family Protection
Auto Cover Benefit

Features & Benefits

Life Protection
Provides financial support to the family in case of unfortunate death during the policy term.
Guaranteed Additions
Guaranteed Additions accrue at the end of each policy year throughout the policy term, subject to the policy terms.
Limited Premium Payment
Premiums are payable for a period shorter than the policy term, with the Premium Paying Term being Policy Term minus 5 years.
Auto Cover Facility
After payment of at least three full years' premiums, the policy may provide an Auto Cover Period if subsequent premiums are not paid, subject to applicable conditions.

Coverage Details

Parameter Details
Plan Type Non-Linked, Non-Participating Individual Savings Life Micro Insurance Plan
Plan Number 880
Policy Term 12 to 20 years
Premium Payment Mode Yearly / Half-Yearly / Quarterly / Monthly (NACH)
Premium Paying Term Policy Term minus 5 years

Eligibility Criteria

Minimum Entry Age 18 years (completed)
Maximum Entry Age 55 years (nearer birthday)
Maximum Maturity Age 70 years (nearer birthday)
Minimum Basic Sum Assured 1,00,000
Maximum Basic Sum Assured 2,00,000 Per Life

Required Documents

Identity Proof
Aadhaar Card
Address Proof
Voter ID
Financial Documents
Income proof if required
Other Documents
Passport size photograph

Frequently Asked Questions

It is a Non-Par, Non-Linked Life Micro Insurance savings plan offering life protection, maturity benefits and Guaranteed Additions.

1,00,000

The policy term can be selected from 12 to 20 years.

Yes. Guaranteed Additions accrue at the end of each policy year, subject to applicable policy conditions.

A policy loan is available after completion of the first policy year and payment of one full year's premium, subject to applicable conditions.
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+91 8512971380
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+91 9143343157
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Download Resources
Proposal Form PDF
Plan Brochure PDF

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