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LIC

LIC's Bima Lakshmi

Individual Savings Plan exclusively for women

LIC's Bima Lakshmi is a Non-Participating, Non-Linked Individual Savings Plan designed exclusively for women.

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The essentials

Your plan at a glance

Min. sum assured
200000
Policy term
25 Years
Entry age
18 Years
Premium payment
5 Modes

Plan Overview

LIC's New Jeevan Anand is designed for individuals seeking both life insurance protection and disciplined savings. The plan provides a maturity benefit if the life assured survives the policy term, while continuing life insurance coverage throughout the lifetime of the policyholder after maturity, making it a unique combination of savings and lifelong protection.

Lifetime Life Cover
Guaranteed Maturity Benefit
Bonus Eligible
Flexible Policy Term

Features & Benefits

Protection with Guaranteed Savings
Provides financial security for women along with guaranteed savings, survival benefits (based on the selected option), and a lump sum maturity payout with Guaranteed Additions.
Flexible Survival Benefit Options
Choose from three Survival Benefit options based on your financial goals, with the flexibility to defer survival payouts if preferred.
Designed Exclusively for Women
A specially designed savings and protection plan for female policyholders, helping them build long-term financial security with guaranteed benefits.
Flexible Premium Modes
Choose a convenient premium payment frequency—Yearly, Half-Yearly, Quarterly, Monthly (NACH), or Salary Deduction.

Coverage Details

Parameter Details
Plan Type Non-Participating, Non-Linked Individual Savings Plan (Exclusively for Women)
Plan Number 947
UIN 512N442V01
Premium Payment Modes Yearly, Half-Yearly, Quarterly, Monthly (NACH) & Salary Deduction

Eligibility Criteria

Minimum Entry Age 18 Years (Completed)

Required Documents

Identity Proof
Aadhaar Card Voter Card
Address Proof
Voter ID Utility Bill
Financial Documents
Income Proof (if applicable)
Other Documents
Recent Passport-size Photograph, Income Proof (if required), Medical Reports (if applicable), Bank Account Details, Nominee Details

Frequently Asked Questions

It is a participating, non-linked individual life insurance savings plan offering both protection and savings.
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Download Resources
Proposal Form PDF
Plan Brochure PDF

Ready to Secure Your Future?

Take the first step today. Our IRDAI-certified advisors will guide you through the entire process — from plan selection to policy issuance.

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