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Disclaimer

Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

1. Website Information

The information on this website is for general awareness and does not replace advice based on your individual needs or the official product documents. Sardar Insurance provides guidance and assistance; insurance cover is issued by the respective insurer, and mutual fund schemes are managed by the respective asset management company.

2. Policy Terms and Coverage

Benefits, eligibility, exclusions, waiting periods, deductibles and other conditions vary by product. Read the insurer's current sales brochure, policy wording and Customer Information Sheet, where applicable, before purchasing. The policy documents govern your cover. Website summaries do not amend those terms.

3. Premiums, Illustrations and Claims

Premiums, quotes and benefit illustrations displayed on this website are indicative and may vary with age, health, cover, underwriting, applicable taxes and the insurer's terms. An inquiry, quote or submission of a proposal does not itself confirm insurance cover. Cover begins only as confirmed by the insurer under the policy.

Policy issuance and claim assessment are handled by the insurer in accordance with the policy terms and applicable law. Assistance with an application or claim does not guarantee approval or settlement. Any non-guaranteed bonuses or illustrated benefits are not promises of future payments.

4. Mutual Funds and SIPs

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Investment values can rise or fall, and you may lose capital. Past performance does not guarantee future returns. A Systematic Investment Plan (SIP) is a method of investing and does not assure a profit or protect against losses. Calculator results and projections are illustrations based on assumptions, not assured returns.

5. Tax Information

Tax treatment depends on your circumstances and the law applicable at the time. General tax information on this website is not personal tax advice. Consult a qualified tax professional before relying on any stated tax benefit.

6. Product Information and External Links

Product details may change. Confirm current availability, benefits and terms with the respective insurer or asset management company before making a decision. Third-party names and logos identify their respective owners and do not imply regulatory endorsement of this website. External websites have their own terms and privacy practices.

7. Questions and Clarifications

If any website information is unclear or differs from official product documents, contact us for clarification before proceeding. Nothing in this disclaimer limits rights or remedies available to you under applicable law.

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Insurance & Investment Disclaimer

Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Coverage, exclusions, waiting periods and claim settlement are subject to the respective insurer's policy terms. Premiums and illustrations shown on this website are indicative; final terms are confirmed by the insurer.

Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance does not guarantee future returns. SIP illustrations do not assure returns.

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